Dec. 27, 2023

Don't Take Yourself So Seriously with Lou Carlozo

In this episode of Podcast Host Army, Josh talks with Lou Carlozo, a Chicago-based podcaster who runs Bankadelic, a show focusing on the vibrant aspects of finance and banking. They discuss the significance of understanding your audience, incorporating humor, and balancing entertainment with informative content. Lou shares his unique approach of adding humor through skits and voice characterizations, like Johnny the Big Al. He also emphasizes the importance of not taking oneself too seriously and allowing guests to shine. The episode concludes with Lou promoting his podcast in an Elmo voice, demonstrating his voice talent.

I'm excited to share with you the latest episode of our podcast, where I had the pleasure of chatting with Lou Carlozo, the creative mind behind the Bankadelic podcast. Lou's unique approach to finance and banking is as refreshing as it is entertaining, and I couldn't wait to dive into the conversation with him.

Here are some of the key takeaways from our chat:

  1. The Colorful Side of Banking: Lou opened my eyes to the vibrant aspects of finance, from financial technology to banking for small businesses. Who knew banking could be so colorful?
  2. Finding Your Tribe: Lou emphasized the importance of understanding your audience and delivering content that resonates with them. It's all about finding your tribe and serving them the best you can.
  3. Humor is the Best Policy: Lou's podcast stands out because of his unique blend of humor and information. He uses skits and voice characterizations (like Johnny the Big Al) to keep his listeners engaged and entertained.
  4. Letting Guests Shine: Lou believes in not taking himself too seriously and allowing his guests to be the stars of the show. He adjusts his humor to match their comfort level, ensuring a fun and relaxed atmosphere.
  5. Elmo's in the House: The episode ended on a high note with Lou showcasing his voice talent by plugging his podcast in the voice of Elmo. Yes, you read that right, Elmo!

I hope these insights spark your curiosity and entice you to listen to the full episode. Lou's approach to finance is a breath of fresh air, and I'm sure you'll enjoy our conversation as much as I did.

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Enjoy The Show

Transcript

Josh (00:00:00) - Who? We got five minutes on the clock. What is your name and what is your podcast show?

Lou (00:00:07) - My name is Lou Carlozo, based in Chicago, the Windy City, and my podcast is Bankadelic. The colors, the colorful side of finance. And it is a podcast from the financial services industry and people that are interested in financial services and banking.

Josh (00:00:25) - Wow, the colorful side of banking. What kind of stuff are you talking about? What is the colorful side of banking and what advice do you have for podcasters?

Lou (00:00:34) - That's a great question, Josh. A colorful side of banking to me is the typical topics that people are interested in and that audience. So financial technology or fintech, it could be regulation. It could be banking for small business. It could be loan traffic deposits. But the one thing that I would say with doing a podcast like this that is really important is that notion of finding your tribe. Who are the people that are going to be listening, and how do you give them the best content? One of the things that I happened on early was that a lot of this stuff was dry as shit.

Lou (00:01:14) - Yeah. And and so I have humorous skits that are in the podcast. I like to goof around a little bit with my guests. I love to laugh, and you just don't typically hear that. And as a result, I think I've really found an audience that appreciates me being different.

Josh (00:01:32) - Yeah. So you you.

Josh (00:01:34) - Said you like to mess with your guests and you like to have fun. I think a lot of times people are like, I need to show up. Especially I'm in bank and I'm in finance. I'm whatever I need to show up and I need to tie and be professional. But you're kind of taking a new approach. I'm doing skits. I'm having fun with them. What does that look like? Like give. It's an example of messing with your guests and having fun.

Lou (00:01:53) - Okay, well, I do voice characterizations. I grew up kind of weird in that my heroes were people like June Foray and Concrete. I think it was, um, these people that did all these voices on the cartoons and stuff.

Lou (00:02:07) - So I'll do something like, I got this one guy, Johnny the Big. I'll be like, Lou coming. You think you know all this stuff about financial service? I gotta tell you something. We gotta bank and I gotta take you around back in the alley. I'll show you how. This voice.

Josh (00:02:25) - And how do you get. Are your guests prepared for this? Like when you jump into the Big Al voice?

Lou (00:02:31) - Well, that is a great question, Josh. And I think sometimes they're prepared, and I do have to gauge it a little bit, a bit, in that if someone has a great sense of humor and they like to goof around and we do some. You know, briefing before they go on the air. So I can sort of tell. Then I go balls to the wall. Right. And if it's someone who is a little more buttoned down, then I try to keep the humor gentler and not put them on the spot, because it's not my podcast per se.

Lou (00:03:05) - Once they jump in the guest chair, we want to make them look good and I want to accommodate them. So it really depends. But mostly I like to push it.

Josh (00:03:13) - Yeah. So you find your tribe. Your tribe is people who are in the banking industry who understand this industry, but they like to have fun. They're going to let their hair down a little bit. And, you know, it kind of polarizes it. It keeps maybe the stifled, you know, like bow ties over here. And you're more in this zone. So you find your tribe. How do you know that you are being true to your tribe versus like, how do you how do you know where to draw those guardrails? You know what I mean?

Lou (00:03:42) - Yeah. The guardrails are really about that. Something that I learned from David Brancaccio. And I'm a Brancaccio fanboy, right. He's the host of Marketplace Morning Report. And David taught me don't take yourself seriously. Take the subject matter seriously. So if I'm talking about Silicon Valley, bang.

Lou (00:04:02) - And I go on an endless skit for five minutes, that's not taking the content seriously. And if I try to act like I know as much as these people do, you know this. As an interviewer, you ask the questions that puts you in an in an advantageous situation, but they're the experts. Let them shine. And so I don't take myself too seriously. I let them have front and center and just try to give them a framework to operate. If the humor makes them look good, that's a great thing. And if the humor overshadows them, not so much.

Josh (00:04:38) - All right. We've got 24 seconds left. And another voice, I want you to plug your podcast one more time. You got 20s.

Josh (00:04:45) - This is Elmo. And when I'm not driving a tractor on the farm, I think you know this bank. Idyllic, because, uh, we got plenty of room to hang your overalls if you're looking for an on line experience.

Josh (00:05:02) - You heard it, guys. All in under five minutes.

Josh (00:05:05) - I hope you're enjoying these podcast shows by podcasters for podcasters. Love you guys and we'll see you on the next one.


Lou Carlozo Profile Photo

Lou Carlozo

Host and creator, "Bankadelic" podcast

Based in Chicago, Lou Carlozo is the editor and publisher of Talking Biz News, a business journalism website with more than 1.2 million annual page views. A Pulitzer Prize finalist and George Polk Award winner for team reporting on child killings in Chicago, he spent 16 years at the Chicago Tribune as a nationally syndicated columnist, editor and writing coach. His work has appeared in Reuters, U.S. News & World Report, the Wall Street Journal and publications worldwide.

As the creator and host of the financial services podcast "Bankadelic," Lou is closing in on 30,000 listens and had four sponsors, three of them paid, and realizes extra income from single-episode contracts. Bankadelic is an outgrowth of another finance podcast he co-created and hosted that surpassed 125,000 listens under his leadership.

A mentor to young journalists and musicians, and a frustrated sumo wrestler, Lou resides in Chicago with his wife and two children.